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Home Purchase Loans and Refinance in California

Welcome to the official site of Reliance Home Loans. We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

Contact Reliance Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

What Our Customers Are Saying


Alyssa Urban


"Simply put, Evangeline, and her team (especially Sarah!!), are excellent at what they do! I felt very supported during the entire process and was updated of what was occurring at every step in the process. Their team was always responsive, punctual and efficient during the entire process. I highly recommend this team for any home loan needs!! :)"

Kristi Buckner


" Evangeline is my absolute go-to for my clients! Her stellar communication and her ability to streamline and explain the loan process makes even complicated transactions run smoothly. Her whole team is outstanding and she obviously leads by example! Everyone is so helpful, friendly, professional and educated. So knowledgeable, she REALLY knows her stuff! She has helped so many of my clients who all but gave up the hope of buying a home become homeowners and she goes to the ends of the earth to help people reach their goals!"

Renee Friedrich


"We have been working with Evangeline and her team since 2004! She has done loans for us personally and for countless clients. Her ability to always have amazing customer service and attention to detail combined with a heart to give back to our community in so many ways are just a couple of the ways that she stands out as one of the best mortgage lenders that we have had the pleasure of working with. If you are looking for someone that cares for her clients, is innovative and creative with finding solutions when other's cannot and always goes above and beyond for clients, agents and the community, Evangeline and her team should be your choice!"

Jenni Ko


"I’ve worked with Evangeline over the past 8 years in the real estate field. Her communication is the best along with her care for clients & everyone involved in the transaction. She goes above and beyond every time to make sure we meet all timelines while in escrow and helps many organizations throughout our local community. Not only does she help our Veterans here locally in many ways she also has donated hundreds of wheelchairs to families in need with no ability to walk or purchase one themselves. Thank you Evangeline for all you do in and out of the real estate field!"

Steve Heard


"Evangeline is an experienced, organized professional loan officer with a great team supporting her. She has helped many of my clients, family and friends purchase or refinance homes over the 10 or so years I've known her. In addition to her excellence in service, she also serves the community, sponsoring charitable events, and supporting local businesses. She is an asset to our community and our profession."

Amy Garcia


" Just first and foremost, Evangeline is by FAR the most giving human on this earth. Do a bit of research..... That being said, my husband and I were invited to a dinner at their house with the only plans for it being to actually HELP VETERANS. Wrong person to put that on and blast the hardworking business that is so incredibly hard to survive in during this time. I will always and forever trust Phil and Evangeline with any home needs we will have and challenge anyone that states otherwise. Bring it."

Michelle McCauley


"Evangeline and her team are simply amazing. Everyone on the team is knowledgeable, organized, quick and efficient. We highly recommend TEAM SCOTT!"

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Connect with Our Experts Today!

916-496-0160

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 243997
www.nmlsconsumeraccess.org

Contact Us

950 Glenn Drive, Suite 265
Folsom, CA 95630
Phone: 916-496-0160
e@teamscottloans.com

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Reliance Home Loans Accessibility Statement

General

Reliance Home Loans strives to ensure that its services are accessible to people with disabilities. Reliance Home Loans has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

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Enabling the Accessibility Menu

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Disclaimer

Reliance Home Loans continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Reliance Home Loans website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

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If you are experiencing difficulty with any content on Reliance Home Loans website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: e@teamscottloans.com