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  • Home Purchase
  • Refinance
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Home Purchase Loans and Refinance in California

Welcome to the official site of Reliance Home Loans. We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

Contact Reliance Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

What Our Customers Are Saying


Jenifer McCormick


"We lost our home in The Great Recession to a bad loan that we should have never been placed in. We were in the hands of a predatory lender that talked a good talk. That was 16 years ago and it breaks my heart everyday when I think of it. So lenders scare me. Everyone says they have someone to recommend but it always felt like the same slippery slope we went down the first time and I would freak out and back out. Not this time. I was referred to Evangeline by our amazing Realtor who promised me she was solid gold and she wasnt lying! Evangeline and Sarah are the REAL DEAL. They are real people that talk to you in plain English (well mostly ????) and they made it clear from the start we were going to be best friends through this process. They walked side by side with us through it and were so supportive and patient with me and my plethora of emails! They were in constant communication and always available via phone, text or email. With my PTSD about buying a house they made it amazingly easy and as stress free as possible. I mean literally the only stress I had was self induced! They promised a 25 day closing and we are expected to collect our keys on day 22. We couldn't be more happy. She has made a client for life and I will always recommend her any chance I get."

Jamie Garcia


"What can I say that hasn't already been said. I called Evangeline about refinancing my home and within two weeks , thanks to Sarah and Evangeline, my refinance was completed. It was so easy and quick. I can't thank you enough for your professionalism and kindness. Thank you again!"

Marialice Garrett


"Easy and Fast! Oh my gosh, working with Evangeline/Sarah is so much better than Amandour last mortgage broker!!! In one day, submitted, loan scenarios, contact with Title Co. all with timely, easy communication! I actually understand what we're doing and who my mortgage co will be. NEVER going back!"

Dana Stone


"Team Scott is the best ever! The smoothest, stress free 14 day close ever. Evangeline and Sarah are communicative, kind, and professional! I would never use anyone else ???? Thank you ????"

Shaunda Holt


"I had the pleasure of working with Evangeline on a recent condo transaction, and I cannot recommend them enough. Their communication was exceptional from start to finish, keeping all parties informed and on track throughout the process. If you’re looking for a lender who is reliable, responsive, and truly committed to a smooth transaction, Evangeline with Reliance Home Loans is an excellent choice. I look forward to working together again soon! "

Sharon Pearson


"Evangeline and Sarah are AMAZING! What an incredible team .we are retiring and trying to sell and buy a home which is overwhelming. It has been 32 years since we purchased a home and needless to say the process has changed. Evangeline and Sarah were incredibly kind, fun and professional they guided us through the process every step of the way .They were super efficient and stayed on top of every detail.The promise of a fast close is what got our offer accepted for our new home and they delivered .We closed in less than 14 days! We are incredibly grateful for their help and support. Todd and Sharon Pearson"

Melody Singh


"We are repeat clients of Evangeline and team and look forward to working with them for many many more years to come. Evangeline and Sarah made the refinance process as smooth and easy as it could possibly, communicated every step of the way, and were always prompt to answer all of our questions. You’re in great hands with them!"

Carol La Grassa


"My experience with Evangeline was amazing. She worked wonders to get me a loan. The lender for the home builder said I would never get a loan for under 5.6% and Evangeline got me 5.25%. She and Sarah were so helpful and a delight to work with."

Kirsten Morris


"Phenomenal! Evangeline and Sarah made what’s supposed to be a stressful experience effortless. I was kept apprised of everything throughout the entire process and they were able to get me the BEST rate available. If you want a top-notch, first-class mortgage broker, this is the one. Thank you, ladies!"

Mark Webster


"Evangeline and team did a fantastic job navigating through this deal and went the extra mile with this first time home buyer! Job Well Done. Looking forward to working with you again!"

Tom Leonard


"Evangeline & Co did a fantastic job for her clients, and me as well, on the listing side of the transaction. Clear communication, the closing was on time, and everything was as smooth as any escrow can be. Great job to Evangeline and her team."

Bob B


"The Answer Home Loan team, Evangeline Scott and Sarah Woods, aka Team Scott Loans was extremely efficient, patient, and totally coordinated my two home closings within hours of each other! Thank you so much! You’re the best!"

Jenny Sapien


"I worked with Evangeline on a transaction recently and was very impressed, her communication was excellent and she kept me in the loop every step of the way. I knew at all times what was happening in the transaction and we were able to close on time and without any hiccups. I truly appreciate a lender who doesn't leave me in the dark the whole transaction!"

Erick Perez


"We ere so thankful that our realtor Madison MacArthur referred us to Evangeline Scott, and Sarah woods for our first home loan process. There are many positive things I can say about them but I just want to say how dedicated and communicative they were through the whole process and clarity. If I were to buy a second home , would definitely reach out to Evangeline, Sarah,and Madison they are such a phenomenal team."

A I


"I honestly can’t say enough good things about Evangeline and Sarah. From start to finish, this entire home loan process was smooth, professional, and handled with so much care and attention. As a self-employed business owner, I know how complicated documentation and underwriting can get. There were a lot of moving parts, questions, and follow-ups throughout the process, but Evangeline and Sarah were always responsive, patient, and extremely clear in their communication. Every time we needed clarification or guidance, they were there. No confusion, no stress, just solutions. What really stood out to me was how supported we felt the entire time. They made something that can normally feel overwhelming feel organized and manageable. That kind of professionalism and calm confidence makes a huge difference when you’re making one of the biggest financial decisions of your life. And to top it all off, we received a beautiful custom wooden cutting board engraved with our family name and a welcome design for our new home. That thoughtful gesture meant more than they probably realize. It showed that this wasn’t just another transaction to them, they truly care about their clients. If you’re looking for a lender who is knowledgeable, reliable, and genuinely invested in helping you succeed, I highly recommend working with Evangeline and Sarah. They made our home purchase experience an amazing one. Thank you both again for everything."

Alyanna Solana


"Evangeline and Sarah deserves a great big thank you for all the help they gave us in securing our first home. Their team is so organized and detailed that we felt so guided during the entire process. All the correspondence and requirements were handled so quickly that we even got approved within 3 days and with a good rate at that. Once again, THANK YOU!"

Juan Rodriguez


"Evangeline and Sarah are both amazing at what the do and made the whole process a breeze! They're very flexible and they kept me in the loop the whole time and had excellent communication. My family is more than grateful for all their help and would gladly recommend them to anyone!"

Ben Soto


"Truly a fantastic team to work with! Evangeline and team helped us on our cross country home purchase and made the process as seamless as possible. I would absolutely use Evangeline and her team every time I buy and sell moving forward. Thanks for your hard work!"

Jessica Soto


"I cannot say enough good words about this team. From start to finish, they went above and beyond to make the process smooth and stress-free. Communication was always clear and easy and we were in the loop every step of the way. Always received a quick response to any questions and what could have been overwhelming felt completely manageable. We are so grateful to them and would recommend them to anyone without hesitation!"

Nick Roberti


"Reliance Home Loans- Evangeline and Sarah provide excellent service! Quick approvals, constant communication, and incredibly thorough. We have used them prior and always they have made the entire process stress free. We highly recommend Evangeline and Sarah at Reliance Home Loans"

C. Martin Reyes


"Evangeline and Sarah both did an outstanding job getting our loan through from start to end. We couldn’t have purchased our new home without team Scott leading the way!!"

Yvette Medina


"Exceptional Lending Team-Highly Recommend! I’ve had the pleasure of working with Evangeline and her assistant Sarah, both as a realtor and as a client, and I can confidently say they are outstanding in every way! From a realtor standpoint, their communication is top-tier. They are proactive, responsive, and transparent throughout the entire transaction. They keep everyone informed, meet deadlines, and solve problems before they ever become issues. Working with them makes my job easier and gives my clients confidence and peace of mind. From a client perspective, the experience was just as impressive. The team took the time to explain every step of the process, answered all questions with patience, and made what can often be a stressful experience feel smooth and manageable. Their professionalism, knowledge, and genuine care truly set them apart. This is a lending team that goes above and beyond, treats every transaction with urgency and integrity, and delivers results. I would absolutely recommend them to fellow realtors and anyone looking for a lender they can trust. Thank you for consistently providing an exceptional experience!"

Gary Gasperi


"Evangeline is an excellent mortgage planner who helped us through the process by coordinating with the title company and bank. She took extreme ownership when one of the parties took too long and we reached the end of our rate lock in period. Instead of letting us incur a fee, she extended the rate lock in period at her own expense."

Alyssa Nicole


"Evangeline and Sarah were so wonderful to work with! They were so kind and very communicative every step of the way. They made our first time buying a home so smooth and helped guide us every step of the way. Highly recommend!"

Sabrina Fithian


"Evangeline and her team are simply - THE BEST! They make the entire process so incredibly easy. Their wealth of knowledge and proactive guidance consistently contribute to smooth, successful transactions. I always appreciate their professionalism and partnership!"

Mandy Fithian


"I had an outstanding experience working with Evangeline. She patiently answered every question I had throughout the entire process and always made me feel informed and supported. Thanks to her expertise, I secured a fantastic interest rate and closed in just two weeks — something I didn’t even think was possible! Her team was equally exceptional. Every interaction with her office was professional, prompt, and incredibly knowledgeable. Their quick responses and attention to detail made the entire process smooth and stress-free. I genuinely enjoyed working with her and her team, and I highly recommend them to anyone looking for a seamless, positive lending experience."

Spencer Grimenstein


"Are you looking for a pro's pro? Are you looking for a fast and efficient loan process with great rates and superb customer service? Call Evangeline NOW. She is excellent."

Jennifer B


"Evangeline and Sarah provide truly best in class service. They are proactive, highly communicative, and incredibly thorough. Their front-end preparation made the entire process seamless and allowed me to close quickly. If you’re looking for knowledgeable professionals who stay on top of every detail, I highly recommend Evangeline and Sarah at Reliance Home Loans."

Alejandro Ocampo


"The best partners are those that have the client's best interest as the #1 priority and do what it takes to ensure this is always the case. Ocampo Real Estate had an incredible experience with Evangeline and team. We received weekly updates, amongst milestone updates, to ensure we stayed on track with all deliverables. In fact, we finished ahead of schedule and Evangeline and team were critical partners in that achievement. We highly recommend working with them and we sure hope to work with them again in the near future!"

Alex Zucco


"Everyone on Team Scott Loans has been fantastic. We had so many moving pieces and people involved, about 100 different scenarios to walk out - and all of it went through seamlessly. Thank you so much Evangeline and Sarah!!!"

Christina Pendygraft


"I cannot say enough great things about my lending team at Reliance Home Loans! Evangeline and Sarah were there for us every step of the way, providing exceptional support throughout the process. They form a highly professional team, ensuring that we met all of our deadlines and stayed on track. What we appreciated most was their thoroughness in presenting us with various scenarios for different price ranges regarding our loan. This made it much easier to make informed decisions. Their attention to detail and proactive approach truly set them apart. I highly recommend Reliance Home Loans!"

Samantha Bills


"As a realtor, I’ve had the pleasure of working with Evangeline on multiple transactions, and she is consistently amazing! Communication is always clear, timely, and proactive, which makes a huge difference for both myself and my clients. She is incredibly knowledgeable, detail-oriented, and kind throughout the process. My clients feel confident and well cared for throughout the entire transaction - 5/5 stars every time!!"

Kee Mathews


"Evangeline and Sarah were outstanding! Super proactive, organized, and always a step ahead. Their weekly updates kept everyone aligned, and their teamwork made the process smooth. Evangeline’s depth of knowledge and resourcefulness protected my clients and gave me full confidence from start to finish. Highly recommend."

Candice Phillips


"Where should I start? Evangeline has been our trusted mortgage planner for several personal transactions over the years, and each experience has only deepened our confidence in her expertise. From our very first encounter — when she revived a deal that a previous loan officer couldn’t save — she has set the standard for what exceptional service looks like. Every time we work with her, Evangeline delivers with precision, care, and a level of strategic thought partnership that’s truly unmatched. She takes the time to understand our goals and always finds a way to make them happen. If you need it done, Evangeline will get it done. Evangeline and team — we appreciate you more than you know!"

Chelsea Martinez


"Had such a great experience with Reliance Home Loans. Evangeline and her team we extremely helpful and willing to answer any questions we had. As first time home buyers it was great to have the support and feel comfortable throughout the process. Not to mention they worked so hard for us that we were able to close in less than 20 days!"

Jalene Pettibone


"Evangeline and her team are complete rockstars! They make the whole process a breeze and easy to understand! If you aren’t sure if you qualify or what kind of loan options you may be able to acquire please call Evangeline she will answer all of your questions and make your home buying experience a dream! "

David Stoddard


"My wife and I have had an opportunity to utilize Evangeline and her team at Reliance Home Loans on more than one occasion. Most recently we had an outstanding experience with the mortgage loan team! From start to finish, they guided us through the loan package process with professionalism, clarity, and genuine care. Their responsiveness and attention to detail made what could have been a stressful journey feel smooth and manageable. We especially appreciated their proactive communication and ability to secure our loan approval efficiently and quickly. If you're looking for a team that truly has your back, this is it. Highly recommended!"

Kimberly Lesh


"We had an absolutely exceptional experience purchasing our home with Evangeline and her team at Reliance Homes. From our very first conversation, Evangeline demonstrated professionalism, deep market knowledge, and a genuine commitment to helping us with the right loan. She and her team were always responsive, transparent, and incredibly supportive throughout every step of the process, all the way to closing. What truly stood out was the personal care they brought to the experience. We never felt like just another client, they took the time to understand our needs, preferences, and concerns, and guided us with honesty and confidence. Their attention to detail, clear communication, and dedication made what could have been a stressful process feel smooth and exciting. We couldn’t have asked for a better team to work with and are so grateful for the guidance and care they provided. Highly recommend Evangeline and the Reliance Homes team to anyone looking to buy they truly go above and beyond!"

Lindzy Pearson


"Evangeline and her team are absolutely amazing! Going into this as a first-time buyer, I expected to feel overwhelmed — but they made everything so clear, comfortable, and stress-free. Their support, guidance, and genuine care made this an experience I’ll always be grateful for. I truly couldn’t have asked for a better team to help me purchase my first home!"

Kody Scoble


"Evangeline & her team worked hard on my purchase from advising prior to going in to a loan for debt and assisted my family on consolidating. When it came time to buy my home, they stayed in daily communication and we ended up closing 2 weeks early due to the pressure they were giving. My family & I will go back to Evangeline on everything her business offers due to the wealth of knowledge and speed."

Dian Watson


"Working with Evangeline and Sara was truly an incredible experience! From start to finish, they went above and beyond to make my home loan process smooth, stress-free, and even enjoyable. They were not only knowledgeable and professional but also patient and caring—always taking the time to explain every step clearly and answer all my questions. Their communication was outstanding; I always felt informed and supported throughout the process. What really stood out was how much they genuinely cared about helping me achieve my goals. They treated me like more than just a client—like family. Their dedication, expertise, and personal touch made all the difference, and I can honestly say I wouldn’t have wanted to go through this with anyone else. If you’re looking for a lender who combines expertise with true compassion and commitment, Evangeline and Sara at Reliance Home Loans, are the dream team. I’m beyond grateful for their help and will recommend them to anyone who needs a lender they can trust."

Himanshu Pandey


"I wouldn’t go with anyone else but Evangeline. She is a master of her craft and using out of the box thinking she was able to find solutions for any/all roadblocks towards my loan qualification. She communicated to insure I was kept in the loop and handled the entire process with extreme professionalism. You will not go wrong with Evangeline on your team. Happy house hunting all!"

Cristian Soria


"Thank you so much to Evangeline and Sarah! The turn around time for a pre-approval letter was so quick, I was able to submit an offer to a home in less than 24 hours. They've made something so scary seem so easy! Honestly, every question or concern I had they were so quick to answer. I highly recommend this dream team!"

Stacy Rowlett - Realtor


"Evangeline and her team were great to work with. I knew after the first few emails that they would be fun, but they were also super responsive and their follow-up was exceptional. As a Realtor® you don't know what you will get when your client uses a lender you've never worked with before. This time I was surprised, IN THE VERY BEST WAY! Thanks for all your hard work!"

Lea Schroeder


"Evangeline and Sarah were amazing!! We had such a great experience working with them. From the very beginning, the pre-approval process was handled quickly and efficiently, giving us confidence moving forward. The entire loan process for our purchase was smooth and so much faster than we expected. Communication was clear, timely, and professional every step of the way. We truly appreciated the dedication and efficiency. I also appreciate how they went above and beyond to help me in a situation because they had the knowledge even though they had no obligation to step in and help me. They really care about their customers and do what is needed to get the job done. Thank you both for all your help!"

Vonna Libbon


"Evangeline & Sarah are top notch! They are always ready to help and answered all the questions we had and made the process so easy and stress-free. They are amazing!"

Rosa Thon


"Evangeline made my refinance so easy and stress-free. She was able to get us the lowest interest rate and her closing costs were the best compared to the other companies I looked at. Evangeline and Sarah really listened to what I needed, explained everything clearly, and kept me updated the whole way through. It felt like working with a trusted friend, not just a loan officer. The whole team was professional, always friendly, and supportive throughout the process. I’m so grateful for her help and highly recommend them!"

Tony Perez


"Evangeline and her team are amazing! Always available for us with every change we’ve encountered. "

House Hunter Jen Johnson


" recently had the opportunity to work with Evangeline & her team, and I can't say enough about the professional work ethic exhibited by all of them! Thanks for doing your best throughout the entire process. Truly a pleasure to work with you! House Hunter Jen."

Baby Gilliam


"Evangeline and Sarah are incredible. They're always available for questions and work hard for you. My brother and I are new business owners and they've been a HUGE help in getting us oriented and with the right financing. We're so grateful!"

Steven Littrell


"Evangeline, I couldn't have done this without you and your team. It has been a too long process, but we did it. Thank you ever so much for your patience and understanding."

Pavlo Konashuk


"We were working on our first home loan with Evangeline and Sarah; they are great to work with, always on the phone answering all our questions and helping in our unusual and not easy situation to get the loan. We got all the approvals in; now we are happy homeowners."

Lauren Tisdale


"Hands-down, the most amazing, seamless experience we’ve ever had. Evangeline and Sarah are professional, attentive,, amazing service and was genuinely understanding of our needs. And excited for our purchase . They gave us so many options to choose from which made it easy and walked us through every step. Everything went exactly as they predicted. We are so Greatful! Thank you !"

Andrew V


"Evangeline and Sarah made my first home purchase a breeze. They were always helpful and communicative."

Desiree Velazco


"I will officially be raving about Reliance Home Loans, Evangeline, Sarah and team to anyone and everyone who will listen for the rest of my life! I am BEYOND grateful for them! As a first time homebuyer this process felt terrifying and overwhelming. From the very beginning, Evangeline held our hand, explained everything in a way that it made sense to us, kept us organized, was available for all of our questions, and GOT SHIT DONE. When we finally went into escrow, Sarah kept us informed and on track with enthusiasm and kept us excited about the whole process. We ended up closing escrow in 2 weeks, thanks to how on top of things her team is ???? Beyond the actual home buying process, Evangeline pampers her clients with incredible experiences (reserving the zoo, or theaters for her clients, hosting Easter bunny and Santa pics, doing quarterly gift card giveaways and so much more), and pours into the community, supporting local girl scouts, charities, and doing community work. They are experts to the extreme and I truly believe there is no one better in the business. It felt amazing to know that we were in good hands and I could trust her completely to help us make the best choices for our family. THANK YOU SO MUCH!"

Raul Velazco


"Evangeline and Sarah were amazing to work with. I appreciate how they helped us to understand the whole home buying process and kept us organized and on track. Our offer on the house was accepted thanks to being able to do a fast close, which was fully possible thanks to Evangeline and Sarah. I would highly recommend them to anyone!"

Davin BrinkClapp


"Evangaline is truly one of the best professionals you could choose when it comes to home loans. She is always accessible, takes the time to understand your unique situation, and provides multiple scenarios to ensure you have the best options available. Her dedication, expertise, and commitment to outstanding service make the entire process seamless and stress-free. I would recommend her without hesitation—work with confidence knowing you’re in the best hands."

April Flores


"I am seriously so thankful I decided to use Reliance Home Loans for my lending needs! Evangeline and Sarah were both extremely knowledgeable, super responsive to alllllll my questions, and just genuinely good, down to earth people to have in my corner. You can tell they both love what they do and definitely love and give back to our community! They're the best!"

Cyndie Ritter


"Evangeline and Sarah were better than we ever could have hoped for! They got us pre-approved and educated before we started touring houses. Within days we were submitting our offer on our perfect home. Evangeline worked seamlessly with our realtor to facilitate an 18 day close… and got us closed EARLY even. This was an incredibly smooth transaction and I couldn’t have hoped for better "

Morgan Nitta


"As a first time homebuyer, we were so thankful to work with Evangeline and Sarah with Reliance Home Loans. The process was smooth, efficient, and FAST! They were both incredibly responsive if we had any questions (even responding late in the evenings!). It is clear they are committed to their clients success and happiness."

Ian Shepley


"Updated to add: Because of Evangeline and Sarah’s expertise, we felt confident in gettinging their support with navigating some financial questions, and they couldn’t have made the process easier or smoother. Five stars, two thumbs up, no notes! ?? TL;DR: You want to work with Evangeline. Her reputation and work ethic are legendary. Evangeline takes a very complicated, intimidating process and breaks it down in a way that will make sense. Not only that, but her team is professional, thorough, and very easy to work with. Since we were moving from out of state, quality communication was absolutely essential and she and her team were great to work with. Not only that, but they were always proactive in providing a few scenarios as options for us to work through in order to secure a loan that would work best for our family and budget. This team is the epitome of under-promise/over-deliver, which is exactly what you want during this stressful process! We were lucky to have been referred, and honestly I can't imagine working with anyone else in the future in this capacity."

Brandy Johns


"Evangeline and her entire team were nothing short of fantastic. Thorough in explaining the process and expectations. Everyone was prompt in communication. Due to her diligence and thoroughness we were able to close and move into our new home sooner. Would use Evangeline again and recommend to anyone."

Ashley Fischer


"Evangeline & Sarah were wonderful to work with. Both incredibly knowledgable, you could tell they were looking out for us as we navigated the journey of buying our first home. Thank you both!"

Zach Reiber


"We have used Reliance Home Loans twice now. They are extremely competent and work quickly to get you the best loan available. Would use them again in a heartbeat!"

Jennifer Hinch


"On January 27th We closed on our first home with the help of an Evangeline and her team. They were so supportive and walked us through the entire process. They are so thankful for their help and getting us into the home of our dreams. Evangeline and her team are honest hard-working people that deserve our trust. I can’t thank them enough from the Hinch family. Thank you."

Christi Chaloupka


"I absolutely loved working with dream team Evangeline and Sarah! They have EXCELLENT communication and closed my client’s transaction in record time! I can’t wait to work with them again!!"

Dawn Baltar


"Evangeline did a fabulous job for a buyer who recently purchased one of our listings! Great communication!"

Nayo Brooks


"Evangeline and Sarah are truly the Dream Team! This is my second time working with Reliance Home Loans and they are amazing! I was a first time homebuyer a few years ago and Evangeline and her team made my dream of purchasing my first home a reality, taking me though each step with such care and efficiency. Fast forward a few years later and they were there for me again with another home purchase. They are true advocates for their clients and I cannot appreciate them enough! "

Kenny Britton


"OMG!! OMG!!! OMG!!! Evangeline and Sarah are simply amazing. They have helped my wife and I through everything for the last 10 years! They helped us every step of the way when we found our home this last month. They are amazing and have done amazing things work for us. I highly recommend Evangeline and her team for all of your Home Loan needs from now and until the end of time. Thank you E and your team for helping find our home"

Tiffani Dyke


"Evangeline and her team earned every one of those stars! We were first time buyers and needed a lot of help. I had no idea how to navigate the process and Evangeline was so patient and kind. I can tell she is busy and her world is fast paced, but she always took time to answer my questions thoroughly and never made us feel bad about asking for help. Our situation forced us to move quickly and they were so on top of every aspect of the purchase. Don’t go anywhere else for a loan. E and her team won’t disappoint!!!"

Jennifer Carter


"I can't rave enough about how professional and efficient Evangeline and her team are. We look forward to working with them again for all our future needs. ??1 "

Fe Brinkerhoff


"I had a good experience working with Evangeline Scott and her team at Reliance Home Loans. Their customer service was outstanding. I was impressed by their commitment to going the extra mile to help me."

Steven Cueto-Nell


"Evangeline and her assistant Sarah are AMAZING!! They helped us get into our dream home and in record closing time!! I appreciate everything they've done for us through the selling and buying process!! Definitely recommended using Reliance Home Loans!! If we sell and buy again in the area we'll definitely be using your services again!! Thank you!!"

Carrie Padilla


"Evangeline and her team were great to work with, always communicating every step of the process. They are so knowledgeable and were on top of the loan from start to finish. We look forward to working with them again!"

Katie Fisk


"Evangeline & her team are the absolute BEST! We received epic customer service. They were able to help us pull off the near impossible in a short timeframe. By far the best Christmas gift we’ve ever received! Thank you for all of your time, energy & effort. We appreciate you!"

Whitney Jacir


"She’s not only my personal lender but also the lender I refer all my clients to. Evangeline and team are beyond epic. She has been in my corner and the corner of every buyer’s deal I’ve done for over a decade. A review and 5 stars is just a small token I can show for my insane appreciation I have for her and Sarah. ??"

Katie Fisk


"Evangeline & Sarah have assisted us with two very different home buying experiences. They are simply heaven sent! Their knowledge, patience & support is like no other! I couldn’t imagine recommending anyone other than them to go through this process with. We are so grateful that our Relator, Whitney Jacir sent us their way! Thank you for everything, you ladies rock!! "

Jon Alves


"We had the pleasure of working with Evangeline and Sarah on our first home purchase. Evangeline came recommended by our realtor, Rene Morales, and we had a great experience. They were responsive and professional, and entertained our endless and repetitive questions. They helped us navigate the process and close on time. We're super happy that we chose to work with Evangeline, and recommend that you give them a try, you'll thank yourself later!"

Joslyn Ramirez


"We are beyond thankful to have worked with Evangeline and Sarah. We greatly appreciated their thoroughness and getting us the best loan options as a first time home buyer that we can afford. They patiently answered all our questions, provided updates, and was attentive to respond to all contact part of the transaction to have quick close. I highly recommend them to our loved ones."

Cole Strombom


"Evangeline and her team are the real deal! We just closed on a very quick transaction in Rocklin and her team was ready to close early! They are extremely responsive to all parties involved and provide weekly updates to make sure everyone knows what is happening. Very professional operation. Look forward to working with them again soon. "

Tim Stephens


"Evangeline and her maestro of Mayhem, Sarah are absolutely fantastic at what they do. They know the market and they have the answers to any questions you can think of for your lending needs. We purchased our first home and couldn't even imagine dealing with anyone else! Thank you for everything!"

Michael Arnell


"Because of outside issues, there were lots of hoops to jump thru to get my reverse mortgage finalized…Reliance stayed on the job got it done!"

Jared Williamson


"Great to work with and made things incredibly simple! "

Lori Tanner


"Evangeline with Reliance was so easy to work with. She was knowledgeable and made the crazy process of home buying seamless. Not only that she’s also delightful. I would highly recommend them many times over!"

Dave Lori


"We found Evangeline and her team to be professional and very responsive. They were all a joy to work with. She was recommended through a friend and had a sterling reputation to which she and her team lived up to. Our side of the process went very smoothly until the very last minute. We experienced a “hiccup” and it looked like perhaps the entire deal would be tossed. She intervened on our behalf and provided a calming and reassuring presence for us. Thanks to Evangeline and her team we have begun to settle into the home of our dreams. We would recommend her (and her team) to make your dreams come true as well."

Joe Johnson


"Evangeline and her staff were amazing throughout the whole lending process. They were very knowledgeable and quick to respond back to any questions I had. They were very professional and handled all business immediately. I would strongly recommend them for any lending needs. A truly fantastic experience, I would rate them 6 stars if it allowed me to. Thank you Evangeline and team! ????"

Lina Vieraitis


"Love this team! Evangeline and her amazing office (Sarah and team) pivot as needed to get the job done on time. The weekly and daily updates are on point, and they hustle to make sure their clients are happy. Thank you so much for the support and professionalism!"

Troy Rutherford


"This team is the greatest to work with. They really take care of you and do the best job at making sure you get what you want while making sure you can afford it. I will always come back to them for any purchases or refinances or anything else that I can. Best in the business."

Jennifer Heard


"I’ve used Evangeline for both a refinance and home purchase. Both times her and Sarah have given phenomenal customer service. I love when you can talk to them like friends! Would highly recommend :)"

Jordan Anzures


"Very reliable and responsive. Fun group of people and always super helpful with any questions you may have ????????"

Tawny Rounsaville


"Working as the buyers agent on a recent transaction with Evangeline and team, was an absolute pleasure! Communication was top notch which made for a seamless transaction. 10/10 would recommend!"

Alexandrea Davis


"Thank you Evangeline Scott and her amazing team! She helped us purchase our first home in 2016 and just helped us purchase our dream homestead! She and her team make the chaos of home buying so easy and, dare I say, stress free! There is no one I would recommend more. Thank you, thank you, thank you!"

lisa hernandez


"Evangeline and her team are amazing I was referred to her by my realtor Sheryl smith of Smith real estate she negotiated a fifteen day close and Evangeline made it happen. If you don't understand any part of the process they are more than happy to explain everything to you. Everyone went above and beyond from my realtor Sheryl Smith to Evangeline and her team."

Mark Soto


"I have known Evangeline for more than 20 years. She is one of the best people and lenders I know. She communicates well, her follow up is amazing, and her staff is the best, especially Sarah. I highly recommend them if you have any mortgage finance needs."

Janae Noble


"Wow. This was amazing. I heard working with Evangeline was next level, but I did not realize how much higher the level could go. This woman and her team went FAR BEYOND my expectations as a lender - and I am a realtor and real estate investor. Thank you, Evangeline. I'm blown away."

Danielle Hamilton


"I recently had the pleasure of working with Evangeline as she assisted the Buyers with their VA Loan to purchase one of my listings in El Dorado County. She was not only kind and professional, but also very communicative which is something I pride myself on in my own business. It's always so refreshing to meet true professionals such as Evangeline in this business because the process tends to be smoother and more enjoyable! I look forward to the prospect of working with Evangeline again in the future and was so thankful for her stellar work throughout our escrow!"

Cathrine Carnes


"Evangeline and her whole team were professional, thorough and friendly to boot. They kept me in the loop and made my first home purchase (on my own) so easy. They explained everything and probably the most valuable part was the time Evangeline took with me before I started my real search (not just dream looking) to really find out what my financial goals were and come up with what my purchasing power would be. She never once tried to talk me into spending more than I was comfortable with, which was my experience with another lender. Thanks you Evangeline, Sarah and everyone else in your office!"

Solomon Chis


"Amazing customer service and very fast loan approval. It was a wonderful experience to work with Evangeline and Sarah. They are amazing. We loved how knowledge they were and how much patience had with me explaining all the in and outs. As well i loved their amazing advice the i was faced with hard choices. I highly recommend them. Keep up the good work guys. "

Shelby Burton


"Evangeline and her team are absolutely amazing! They provided the best service and were so quick and professional about everything. I really couldn't have asked for a better team to help us secure a loan for us to close on our new home! Would highly recommend them for anyone looking for outstanding service and support!"

Anne Gordon


"Evangeline and her team are amazing to work with. I am a real estate agent and her buyer recently offered and closed on a listing I had. When the offer came in and I knew she was the lender for the buyer, my confidence rose. Her team did not disappoint and delivered timely communication and even offered to close early! Thank you Evangeline!"

Sandy Thompson


"Working with Evangeline and Sarah was the easiest process I could have ever imagined. Being a first time home buyer is a scary process, while working with these two gals made it a breeze. They are very knowledgeable and I am so glad that I got to work with them. I will definitely be sending referrals your way. Thank you for everything!!"

Ian Ryland


"Evangeline Scott and her team at Reliance Home Loans are absolutely amazing! They were with me and made me feel comfortable every step of the journey. Buying a home is a wonderful but stressful time, but Evangeline and Sarah gave me peace of mind as we progressed through the process and made my goal of buying a home a reality! Thank you!"

Katie Burns


"Amazing service, attentive, diligent and get it done attitudes!! Thank you ???? "

John Wilson (The Wilson’s)


"We loved this company. The communication was continuous. Customer service was excellent. They were able to help us do an 18 week close. Fast communicative service. Will be using them again to refi when the rates go down, although the rate they gave us was really good."

Elyssa Urias


"My fiancé and I just purchased our first house! Evangeline, Sarah, and our realtor Kristi, were absolutely amazing and helped us get through the stressful home buying process with ease. They were readily available whenever we had questions and would respond promptly. We highly recommend Evangeline and her awesome team! ????"

Shane Simms


"Evangeline and Sarah got the job done!!! We are thrilled with our experience. Communicative, efficient and knowledgeable. They made a stressful process manageable. There’s no fluff with them. They are both straight shooters and I appreciate that. I look forward to recommending them to my family and friends."

Sean Dittmer Realtor


"Great lender! Was fast, efficient and met all the timelines! "

Ollie Steinwandt


"Evangeline is the absolute best! She and her team are on top of it every step of the way. Can’t wait to work with her again!"

Mary Kim


"Evangeline , Sarah and team were great to work with. They threaded the needle just right to guide me to financing the purchase of my new home quickly. Personable and knowledgeable. Thank you!"

Melissa Fennell


"Evangeline knocked it out of the park for us again! We've been working with Evangeline and Sarah since 2021. Every transaction has been smooth sailing! We were hesitant to move on from our 2021 refi rate, but the right home fell in our laps. Evangeline found us the best rate possible in this market to lessen the sting of a new loan. Sarah is a wealth of information and is always ready to answer questions. The level of communication is incredible and so appreciated - I don't take out mortgages everyday, but this team does and they make sure we're never left wondering. We're so grateful for Evangeline Scott and Sarah Woods!"

Brian Martell


"Every time I see Evangeline's name come through from the buy side I know her and her team will do a great job executing the tasks given to them. Thanks again for being a great lender to work with!"

Josh Lasquete - Realtor -


"Working with Evangeline and Sarah is a breeze!!! If you're looking for a lender that has your best interest at heart, Look no further! A true Rockstar team! Thank you!"

Jeffery Voelker


"Very helpful team highly recommend if your looking to buy a home "

Maddy B


"Looking for somone who has accurate work who is willing to go over and above to do thier best I highly recommend Evangeline. Thank you for the successful purchase of my family and mines first home!!!"

Cyndie Hardester


"Evangeline and Sarah were better than we ever could have hoped for! They got us pre-approved and educated before we started touring houses. Within days we were submitting our offer on our perfect home. Evangeline worked seamlessly with our realtor to facilitate an 18 day close… and got us closed EARLY even. This was an incredibly smooth transaction and I couldn’t have hoped for better"

Christian Roth


"What a dream team! I cannot recommend Evangeline and Sarah enough. Between Evangeline’s no-nonsense, to the point, answer any questions and fast paced way, and Sarah - master of chaos - with her relentless and always looking out for you, steamrolling power, you couldn’t be in better hands. They got us a great deal and put us above all else. Thank you so much!! If we’d be in the market again, we wouldn’t even think to look somewhere else."

Melissa Muzyka


"Evangeline and her team were amazing. They made the process quick and easy. I could not have asked for a better experience!!!"

Robert Galakhov


"Evangeline is great!!!! I love working with her!!! She always comes through and makes it happen."

Roxanne Denise


"Working with Evangeline was an absolute joy! My husband and I were on the hunt for our first home, and we were lucky enough to have her recommended to us by the amazing Katherine, our realtor. We hit a bit of a snag when we needed to make an offer over the weekend, and our previous lender was out of state and unable to answer emails/call during weekends. But Evangeline swooped in to save the day, working tirelessly with us even on weekends to ensure everything went smoothly. Her reputation precedes her, and it's no wonder why. She's not only thorough and realistic but also incredibly prompt and reliable. She doesn't sugarcoat things – she tells you what you need to know to make the best decisions for yourself. Thanks to Evangeline, we're now happily settled into our new home. I can't recommend her and her team highly enough!"

Derek Leung


"We were first time home buyers and the Reliance Home Loan team were amazing to work with. They were very communicative and walked us through everything step-by-step. Will be back in a few months to refi with them as well :)"

Colby Gray


"Working with Evangeline was as seamless as possible! As a Real estate agent, it truly matters who you work with. Evangeline was very communicative, quick, and easy to work with. I hope we can do it again sometime in the future. Thank you to Evangeline & her amazing team at Reliance Home Loans ????????????"

Liliya Kalachik


"Evangeline and her team were fantastic to work with! As a realtor, having a lender who maintains constant communication with all parties involved is essential—and Evangeline does just that. She has her systems dialed in, making the process smooth and seamless. Highly recommend working with her!"

Oliver Wolcott


"Evangeline and Sarah are simply amazing. Could not have asked for a smoother loan transaction. Communicated every step of the way and always knew where we were at in the process and what to expect next. Thank you so much for all you did for us."

Gabby Rivera


"Evangeline Scott and her team are the greatest mortgage planners of all time. They have helped me purchase two homes in the last few years, all due to my family growing and changing. Each time, Evangeline has offered the most honest and professional guidance. She has helped us plan each step of our home buying process from navigating debt, allocating savings and making sure that our new homes are within our budget. Sarah is on Evangeline's team and she also goes above and beyond for her clients. Know that with Team Scott at Reliance Home Loans your home ownership dreams will come true!"

Sheryl Smith


"Evangeline got my most recent listing closed in just 14 days! Communication was 100% on point. I've worked with Evangeline and her team for years but this one was extraordinarily fantastic!"

Brian Montgomery


"Evangeline and her team were great! We received constant communication from her team, specifically Sarah, and she played a huge role in our ability to purchase our dream home with a very quick closing. Thank you!"

Josh


"Very responsive and knowledgeable"

Erin Pett


"Cannot give Evangeline and Sarah, her Maestro of Mayhem, enough stars and credit for the work they did for me. There were a lot of hiccups along the way with my transaction, and they were instrumental in keeping the process smooth and flowing."

Nicole Irvin


"Evangeline & Sarah were absolutely amazing to work with. Evangeline helped my husband & I for almost a year on our journey to find our home and when the time came oh man did she deliver!! She pushed for an 18day escrow and between her & Sarah we managed to have everything formalized and keys in our hands on day 13!! (And with most of our sanity still in tact!) Cannot say enough thank yous to these two women. ???? "

Branden Rodgers


"Team Scott Loans is a fantastic Company to work with ! Evangeline and Sarah are expert professionals to work with and I would recommend them to anyone ! They made my home buying experience totally seamless and comfortable start to finish ! Thank you Ladies SO MUCH !!"

Bonnie Peterson Real Estate, DRE #02062706


"Evangeline and her team were absolute professionals, clearly communicating progress and meeting timelines to keep their client on track during the home buying process. Great job Evangeline!"

Victoria Cain


"Evangeline and her team have been phenomenal helping us buy our first home. The team is easy to work with, communicates effectively and quickly, and have been very pleasant to work with."

KATHERINE WOOD


"Once again, Evangeline and her team of wonder workers helped to make my clients' dreams come true. As first time home buyers, they had lots of questions and the team was always there, patiently guiding them through the process. As a Realtor, I know I can count on detailed communication, accurate timelines and quick response when issues arise (which they rarely do). Looking forward to doing another deal soon with the Reliance Dream Team!"

Tomasz Burny


"It was pleasure to work with Evangeline and Sarah, whole lending process went smoothly and they were always very responsive - good work and thank you!"

Kevin Prokosch


"Great communication, Fabulous Job well done!! Lets do it again soon!! "

Laynie


"Evangeline, Sarah, the whole team was amazing!! They made the process so simple, easy to understand and explained everything so well that I had very ew questions. She got us closed in 18 days!!!!! THANK YOU E!!!!!"

Danielle Velez


"The best of the best. Evangeline & Sarah have made this process the most amazing first time home buying experience. I genuinely don’t even have the words to explain how appreciate we are. Even when our first contract didn’t work out and we were ready to throw in the towel. they never gave up on us. They are very much the reason we were able to close on our dream home."

David Nielsen


"We were very please working with Evangeline and Sarah. This was a really confusing process, but they did a really good job of keeping the train running on time, and making sure we hit all our deadlines. If we need to go through this process again, we would definitely go back to them again! :)"

Jessica Santana


"What a Power Team!!! From start to finish and all my 100+ questions in between at any hour Evangeline and Sarah went beyond our wildest thoughts & put forth such effort to get us in a new home in a crunch and we OWN IT!! Thank you so very much for your support- we will be coming back to re-fi, purchase again & we will be referring everyone to you and your team!!! Thank you- Jr, Jessica, & Family!!!"

Arnulfo Camacho


"Sarah and Evangeline were awesome during the whole process. They were on top of things and were quick to respond to all my inquiries. Made my first home buying experience a breeze. Thank you!"

Beth Croteau


"It was such a great experience working with Sarah and Evangeline! I’d highly recommend them to anyone!"

Elinore Strong


"Such an amazing experience! We would use them over and over again! Everything was seamless, well communicated, and done efficiently!"

Chris Hottinger


"I don't often give 5 Star reviews but Evangeline, Sarah, and the team deserve it. Evangeline and her team were absolutely amazing! I'm an experienced real estate investor, however, a lot has changed over the last decade, and Evangeline was very organized, and informative throughout the whole process. She was always available to answer our questions and explained everything to us. We were able to close very quickly at a competitive rate. Super happy to have worked with them, and I’m so glad we were referred to her! We'll be working with this wonderful team in the future as we explore investment properties."

Ian Shepley


"Updated to add: Because of Evangeline and Sarah’s expertise, we felt confident in gettinging their support with navigating some financial questions, and they couldn’t have made the process easier or smoother. Five stars, two thumbs up, no notes! ?? TL;DR: You want to work with Evangeline. Her reputation and work ethic are legendary. Evangeline takes a very complicated, intimidating process and breaks it down in a way that will make sense. Not only that, but her team is professional, thorough, and very easy to work with. Since we were moving from out of state, quality communication was absolutely essential and she and her team were great to work with. Not only that, but they were always proactive in providing a few scenarios as options for us to work through in order to secure a loan that would work best for our family and budget. This team is the epitome of under-promise/over-deliver, which is exactly what you want during this stressful process! We were lucky to have been referred, and honestly I can't imagine working with anyone else in the future in this capacity."

Char Kramer


"She's absolutely fantastic & professional "

Nicole Grevers


"Everyone at reliance home loans was absolutely amazing! Definitely a rock star team! Evangeline, Sarah, and Marybeth walked me through the process and were available 24/7 for any of my crazy questions/concerns (and, as a first time home buyer, there were a lot). I could not have asked for a better and more supportive team!"

Samuel Garrison-Terry


"Evangeline and team did an amazing job helping us meet a 21-day close while getting buy-off to remove the loan contingency in just 10 days. She also reached out to the seller's agent and vouched for our offer to make us stand out against the other 10 offers being considered."

April Lafountain


"My fiancé and I are young first time home buyers and are so happy that we found Evangeline. She answered all our ridiculous questions and really worked with our situation and life style. Evangeline helped us have an amazing home buying experience. Thank you!"

Bill Sullivan


"Evangeline Scott and her team is simply the best in the biz! Plus, their commitment to community giving and helping others goes above and beyond!"

Charl Ann Gregory


"Evangeline and Sarah were friendly, efficient, and fast. Our escrow was very short and they kept us right on task! We highly recommend Reliance Home Loans."

Heaven Ware


"This was my first time owning/co owning a property and I was very anxious (and confused) on so many things. Fortunately, Evangeline and her team were amazing! They responded to emails quickly, answered any and all questions, broke things down in simple terms for me to understand, and were on top of everything with updates during the whole process. I felt she and her team had our best interest and gave us the attention we needed when working with us. I had a great experience and am forever appreciative of how they conducted business!"

Dawn Johnson


"Team Scott is amazing. They were so helpful. They made the process so easy. The best part of working with them is how they communicate so effectively throughout the entire process! Evangeline and Sarah are the best! "

Jesse Shipman


"Ok, if you are a first time home buyer and know nothing about buying a home…use Evangeline! Her team at Reliance are rockstars. Special shout out to Sarah Woods.. girl made my life so much easier! We went through the process over a year ago and had another lender tell us they could do better then the fees and rates they had given us. Being the newbies we were, we followed this other lender, who in the end messed up all of our financing and we were unable to get the house we wanted. So we took a break from the housing market and then called our original pick, Evangeline and her crew. We went through the process on two houses and finally was able to close on our house! Sarah is a rockstar, I learned so much from here and I feel like I gained two new friends with them! We look forward to refinancing if and when the time comes thank you again, truly we all made this a memorable experience for sure! Hahaha!"

Maggie Irby


"Evangeline and her team made our recent home purchase process so smooth! We reached out in hopes to get information so we could make proper adjustments to prepare for getting a home in the next few years. Evangeline prepared a thorough pre approval with multiple options that would work for us and was able to get us into our own home much sooner than we originally thought. Her team was very professional and thorough through out the entire process. They were quick to answer all of our questions and worked well with our realtor and title company. We can’t recommend them enough and are so happy about our experience working with them!"

Maggie Irby


"Evangeline and her team made our recent home purchase process so smooth! We reached out in hopes to get information so we could make proper adjustments to prepare for getting a home in the next few years. Evangeline prepared a thorough pre approval with multiple options that would work for us and was able to get us into our own home much sooner than we originally thought. Her team was very professional and thorough through out the entire process. They were quick to answer all of our questions and worked well with our realtor and title company. We can’t recommend them enough and are so happy about our experience working with them!"

Sean Quinn


"Evangeline and her team are very knowledgeable and were extremely responsive throughout the homebuying process. I highly recommend Evangeline and Reliance Home Loans!"

L G


"Evangeline and her team made my home loan process painless and easy. Super friendly and incredibly straight forward. 5 stars all the way! Would recommend to anyone!"

Blake Sparling


"Evangeline and her team stopped at nothing working every hour of the night to get an early close of escrow for us. They helped accommodate all of our questions in a timely manor and were honest with us every step of the way. This is our second time working with team Scott and I would recommend them too anybody!"

Julian Schoder


"Evangeline and her team were so helpful and made the home buying process very easy. They were always available with the millions of questions I had and kept me updated through every step. I would highly recommend them and I hope to use them again in the future! Thanks again!"

Charleigh Ridgway


"Evangeline and team made it happen for us!!! My husband and I never thought we would be homeowners or that we could actually afford it. Evangeline made everything work within what we were comfortable with. Once we were in contract, her team was excellent in providing updates and creating a safe space for asking questions! Thank you!!!"

Josh Anderson


"I'd give them 6 stars out of 5 if it were somehow possible. Evangeline's team is amazing. They were super responsive, great at communication, and very clear about our options and what was possible to get us into our first home. It was an excellent experience all around and I will absolutely recommend them!"

Stevie Garcia


"We wanted to work with someone who could explain and educate us in terms we could understand. We did a lot of homework, and once we found this team, things just started to fall into place. We first contacted Evangeline and Sarah just to see if we could get pre-qualified, and they had some amazing programs. They were clear and concise with all of the fees and how they would manifest into monthly payments. They had all the connections in the business that we needed and they secured a good rate even in this environment. If communication is king, then Sarah is the queen. Sarah sent out weekly and sometimes daily updates on items that she needed from us and everything was done via DocuSign which made it super easy. Ultimately, we funded our home and we are very excited! You've got to have a good team behind you when you're making big, scary adult financial decisions and I am confident that without THIS TEAM, I don't think we would have felt secure enough to move forward. Thank you Sarah and Evangeline for helping us fund a home that we will love for many, many years. Housing prices are going down. This is a great time to look for a home as an investment property. Feel free to ask any questions below and I'll do my best to answer. And again, thank you ladies for an amazing experience."

Brianna Miller


"Just sold and purchased a new home with the help of Evangeline and her team. I was so impressed with their responsiveness, communication and follow-through. When we did the final signing I was met with only good surprises (unlike my last purchase). I couldn’t be happier and highly recommend this amazing team!"

Chris Stevenson


"This is my 2nd time working with Evangeline to purchase our forever home. As always she is wonderfully professional and extremely efficient. Evangeline and Sarah made this process so incredibly simple it was not stressful at all. I worked with Evangeline for my 1st home, then a few years later I came back to her to inquire about a new larger "forever home". She went through all the details and scenarios, held our hand along with way, and when we found the house, Evangeline and Sarah again made it so clear and simple I couldn't ask for more. Thank you!"

Brandon Mecier


"Reliance Home Loans is a top notch lending company! We had the pleasure of working with Evangaline and Sarah. Both of them were knowledgeable, efficient, personable and extremely prompt and responsive. They are well connected and creative to help all of their clients. Look forward recommending to others."

Mandita Vasquez


"Evangeline and her team were absolutely amazing! As first time homebuyer’s we were a little lost on how the home buying process worked. Evangeline was very thorough throughout the whole process. She was always available to answer any questions we had, and explained everything to us. We were able to close very quickly with a great rate. We couldn’t be any happier with her services! And Sarah is awesome! I’m so glad we were referred to her!"

Eric D Spencer


"There is nothing more beautiful than someone who goes out of their way to make life beautiful for others…. Evangeline Scott, her family, her team and her friends work hard and give selflessly to make a difference for the Sacramento Region. I highly recommend Evangeline Scott to work tirelessly for you and any of your financing needs."

Tim Menard


"Reader, Evangeline and her team where the most helpful people throughout our home buying experience. They are knowledge and timely. I recommend and would use again."

Tim Menard


"Reader, Evangeline and her team where the most helpful people throughout our home buying experience. They are knowledge and timely. I recommend and would use again."

Amy Reifke


"Evangeline and her team made the process super clear and simple. So much less stress than trying to navigate the mortgage process on my own!"

Robey Clark Patrick


"Evangeline Scott and her team were fantastic! They were kind, professional, and had a great sense of humor and attitude. It was a pleasure to work with them, and they did a great job helping me get a loan that worked for my individual circumstances and needs. I will be recommending them to friends and family."

Eicke Felipe


"Evangeline and her team were above and beyond my expectations, daily updates, quick replies and everything to attend my needs."

Rebecca Olson


"Evangeline and her team are miracle workers! We didn’t think we’d ever be able to afford a home but she made it happen! She was upfront and honest right from the start on what we could afford and was able to get our payments to something we were comfortable with. She explained everything in detail and helped us understand the numbers and where our money was going. She and her team were with us every step of the way!"

Anna L


"There are not enough words to describe how grateful my husband and I are for this team! We had some crazy stuff going on with family drama, our wedding, and a bunch of other stuff happen during our 30ish days in escrow ... but Evangeline and Sarah got it done! They did it with professionalism, grace, and broke it all down for us as first time buyers to understand. I do not normally do reviews, but they deserve more than just this review. Thank you to this team! We will be back when the time comes to refinance or have any other questions."

Ralph Aragon


"This was our second time working with Evangeline and her team, and they helped us throughout the home buying experience exceedingly well, in spite of all the issues with the builder and having to find a different home. They helped us navigate through all of that seamlessly. Sarah and Evangeline were very communicative and moved fast to make sure everything was finished on time and closed even earlier! We are so grateful and will definitely be going back to them in the future."

MR G


"The team was great …always responds and stays in touch and help with what paper work is needed. Sarah was a pleasure to work with."

Alexandra Galvez


"As always, Evangeline and team were amazing! This is our second time getting to work with Evangeline and it was just as awesome as the first time!! Huge shout out to Marybeth and Sarah as well for helping us on our refinance journey too!! Their communication during the whole process was impeccable. Can't imagine wanting to work with anyone else after these awesome ladies took such great care of us! HIGHLY RECOMMEND them to anyone needing help with home loans! We are clients for life! Thank you so much!"

Carina Galvan


"First time home buyer with VA loan, Evangeline & Sarah made this process pretty simple. I had many “stupid” questions coming in with no knowledge at all! My questions were always answered, and everything was explained very well. Thank you!!!"

Robin Neer


"Amazing team who makes the loan process a breeze!"

Jessie Vega


"Evangeline & her team are so awesome!! They are top notch! Smart and so kind. They took care of everything for me and im so very grateful. Sarah girl you rock!"

Jessie Vega


"Evangeline and her Team are awesomeness!! So smart and kind, great communication and always kept me updated. I highly recommend their services. If I could give them 10 stars I definitely would!"

Leilani Heinicke


"Evangeline and her team are top notch! I’ve had the pleasure of working with her on many deals as an agent and the transactions are always seamless, her communication is superior and she always gets her clients the best mortgage package for their specific needs. I had the opportunity to work with her as a client on my own home purchase and her team always takes the time to answer all questions you may have and are very thorough so you know exactly what to expect numbers wise in any given home situation. I will always refer to team scott when given the opportunity. Always a pleasure working with you all ????"

Macie Carey


"Evangeline and her team are incredible - detail oriented, and always go above and beyond to meet your closing timelines. They’re incredibly responsive to emails and calls. We’ve now worked with Evangeline and her team on 3 separate occasions, and each time they have exceeded expectations."

Jamie Garcia


"Evangeline and Ashley were amazing, they handled all of my finance issues with professionalism and respect and care. Sarah and Mary Beth are bonus blessings in the office. Nothing felt formal or uncomfortable and every interaction is like hanging out with best friends. Love these ladies! ? ? ? ? ?"

Nicole Whipper


"This team was absolutely amazing! Evangeline and Ashley were very helpful, extremely timely with responses and knowledgeable about any question I asked. I'm grateful to Evangeline and her team for an extremely smooth process. I will definitely use them in any future transaction!"

Naomi Brown


"What I enjoyed most about my refi was the transparency and straightforwardness on what I needed to do prior to moving forward. I learned a lot about how the process works. No one ever took the time to explain to me but this company did. They were professional; however, they make you feel like family and they make it fun! I will use them again!"

Paulita Grajeda


"Evangeline and her team, are professional, efficient and so great to work with, I recommend her to everyone that I can, you want someone who is looking out for you, and has your best interest at heart. We worked with her before we purchased our home and through the process of buying, and we never felt like we were forgotten about"

Justin Hammar


"Evangeline and her team are great! They explained everything regarding our loan in a simple to understand manner, which led to a top notch experience!"

Andrew Borchman


"We worked with Evangeline and Ashley and were very impressed by their team. This was our second home purchase experience, but first with Reliance. Their communication and attention was truly great and we can't recommend them enough. I was relentless with questions and comments and they addressed each and every one promptly and sufficiently. If our next home purchase is in their service area we will 100% be working with them again."

Margarita Ramirez CA-Rancho Cordova


"Sarah has been amazing through this whole process. Normally I am very organized but I had same many things going on at one time that Sarah had to keep me in line. I am so grateful for that. I had to jump through some hoops with finally being able to refinance and Evangeline kept me posted as to when I could finally refinance. You need to be able to trust the company you are working with and THIS is the team you can trust. Thank you!!!!!"

Clark Andress


"Evangeline Scott is always on top of it, very fast and communicative throughout the escrow."

Tony Leyva


"Team Scott is the team to go to for your Home Loan needs! They were easy to work with and helped every step of the way when I was purchasing my home. Highly recommend this team! Shout out to Ashley and Evangeline for making this home buying process too easy. Thanks again!"

Ally P


"I just used Evangeline for the second time in six years to purchase a home. I cannot stress enough how easy this experience was. From the date I received my loan acceptance to my date signing with title it was only 14 days. I am blown away by how quickly we got it done and how little stress I felt throughout the process! I shopped around for rates and Evangeline offered the most competitive rate. Even if she had not, I would have been willing to pay a slightly higher rate for the stellar service I received!"

Brian P


"Evangeline and Sarah helped with 3 loans (2 refi and 1 new loan) over the course of about a month. Sarah helped navigate the process and coordinate with all the different parties and send frequent updates. I am very happy with the process and the outcome. Will definitely come back for my next loan."

Jennifer Hembree


"Team Evangeline is ALWAYS a pleasure to work with. They make the process understandable, efficient, easy, and are incredibly responsive and reliable. We also love how community oriented they are and how their business model seems to focus on what's best for their clients, it definitely feels personal and we felt very "taken care of"."

Kristina Lewis


"Evangeline and Ashley were amazing to work with! The process was so easy and they were so responsive and proactive when updating us with the loan process. We could not be happier with their service and will recommend them to everyone!"

Jolene Willard


"And BOOM ???? just like that! Refi ? killer rate ? all documents, verifications and signing ?? smooth, fast, and beyond efficient. Constant communication at every step including regular updates. Evangeline and her team are and always have been absolute TOP NOTCH! Is there anything this woman CAN’T do?! Thank you TEAM SCOTT from the bottom of my heart. ??"

Justine D.


"Evangeline and here team are top notch! They made my first time home buying experience smooth and stress free. Sarah is a rockstar, she is so responsive, understanding, and supportive, you can tell she really loves to help people. I feel very lucky to have had them by my side during this big milestone in my life. Super excited to recommend them to tall my friends and family!!!"

Josh Levine


"So thankful for this team! Amazing job! Thanks for everything!"

bryon vignerie


"FAST, EASY, AND A TON OF COMMUNICATION!!!! It's in all CAPS because I am shouting how awesome they are at the above things. They are great!"

Rachel deMoor


"Love how closely they work with you to get everything needed done. They kept me updated throughout the process and there were no surprises. So happy that I refinanced with Evangeline. ????"

Tatjana


"Evangeline and Ashley helped me to close on a house in just 30 days. They were efficient, pleasant and available at all times for all the questions that I had - and there were many :-). They also smoothly coordinated with the exchange paperwork and with the title agency that was from another state. They made buying a house, that is a huge and complex endeavor, a simple and very pleasant experience. Great team!"

Christina Karr


"Evangeline and her team are incredible!!! We went through Evangeline to purchase our home and most recently to refinance our home and both times they truly did everything to make this work for us, listened to our needs and goals and smashed any and every challenge we faced. I cannot thank them enough and I would recommend them a million times over!!"

Matt Fortier


"Evangeline's team is amazing. One of the most communicative lenders I've worked with. They took great care of my client and was able to close early. They are definitely on the top of my referral list."

Candice Shaw


"Evangeline, Sarah and the team are on it! From the day I contacted them it’s been on and cracking. They make sure I was in the loop with everything. They made the process easy and stress free for me. These Ladies were professional and a pleasure to work with in my refi. I hope to do business with them again. THANK YOU!"

Kevin


"I have to give a shout out Evangeline, Ashley, and the entire reliance home loans team. They did an amazing job with helping my wife and I buy our new home. Evangeline & Ashley were on it from the very beginning and they were very helpful with any questions my wife and I had. They got us a great interest rate for our jumbo loan. I'd highly recommend them to anyone purchasing a home or with refinancing! My wife and I appreciated the weekly updates! Thank you again for the amazing teamwork!"

Laurie Walton


"Thank you Team Scott for a stress free, fast refi process! I started with another company and things just didn't seem right. Evangeline swooped in to save the day and her team transformed my experience into one built on trust and knowledge. Your team has many customers each month but somehow you made me feel like #1! Thank you all for your dedication to me!"

Danielle Lawrence


"The Reliance Home Loans team has done it again! We were working with a local credit union for HELOC…very slow, poor communication and obstacles with underwriting. Ended up reaching out to Evangeline and team for advice and she gave us good market news and made an alternative suggestion to refi which we did! As always, working with Evangeline and team (Sarah is also amazing!) we restarted the process, great communication, no obstacles at all and closed quickly to top it all off. We can not recommend Reliance Home Loans more. You will feel taken care of from start to finish with no regret!"

Lindsey Soto


"We have now done both a refinance and a purchase with Evangeline. We cannot recommend her more highly. She and her team are amazing-professional, courteous, great communication and an advocate for our situation. Thank you! We will use you in the future and recommend you to our friends and family. -The Sotos"

Celeste Arvizu


"Evangeline and her team, (shoutout to Sarah!) were amazing! This was our first time applying for a home loan and they were very professional and great communicators. Her website also made it so easy to upload all documentation needed as well as to sign any forms that needed our signatures. We highly recommend Evangeline and even our realtor was very impress while working with them. Thank you so much for all your help with the purchase of our new home."

Jaya Badiga


"Working with Reliance Home Loans and with Team Scott (Evangeline, Sarah and team!) is one of the best decisions you can make to take the stress out of the home loan process. Evangeline knows her stuff and keeps up to date with information that changes on a daily, and sometimes hourly basis! Her advice is timely and her staff will persuade, gently and insistently if the message isn't received! :) Thank you, Reliance Home Loans for taking the stress out of this process and updating us every step of the way!"

michael cusic


"5 stars all the way!!! Evangeline and her team makes us feel like family. This process for us to refinance was so effortless due to their hard work and dedication. Couldn’t imagine going through this process with anyone else. Weekly updates (and extra weekly updates) kept us in the loop with how everything was going! They are such an awesome team to work with!!! Highly recommended!!!"

Samantha Bruton


"Evangeline and her team went ABOVE and BEYOND to make this process go smoothly for me. They were so supportive, encouraging and fun! They worked quickly and efficiently, answered questions promptly and walked me through each step. They are definitely who you want on your team and in your corner. Highly recommend! Thank you!!"

Suzanne Peck


"Thank you so much Evangeline and Team Scott for making our home refinance such a smooth and painless process! Very professional with continuous status updates. If anyone reading this is looking for a great mortgage planner, look no further. Team Scott is absolute BEST IN CLASS!!"

Taylor Powers


"5 stars all the way!!! Sarah, Evangeline and MB are so amazing at what they do. For this being our first time refinancing they made us feel so comfortable asking ANYTHING. Im sure they felt like they were repeating them selves at times but we appreciate them being so patient with us. I am an agent and really looking forward to sending my people to these girls cause I know they will give the upmost service and beyond. Im just so sad we forgot to take our signing selfie!! I guess this means we have to get a martini/celebration selfie to make up for it ;)"

Ashley Joves, DDS


"Evangeline and her incredible staff have exceeded our expectations on every level! Professional, prompt, and very attentive to detail. Best team around!! Thank you SO much for all the hand holding throughout the process!! We couldn't have asked for a better team to handle our home refinance. You guys rock!"

Lisa Callahan


"Amazing experience! Constant communication was a blessing. The courtesy and professionalism of this group is beyond measure. I highly recommend their services for a quick and convenient refinance."

Lourdes Joves


"Evangeline and staff earn the highest rating from me, 5+ stars! They responded to all of my questions promptly and made me feel reassured. Evangeline is amazing and I would recommend her to anyone! Thank you for all your help!"

Kathy Kim


"I would give Evangeline and her staff more than 5 stars if I could! By far the best certified mortgage planner I’ve ever dealt with. Trust me, all you have to do is provide the info that she requests, and everything will get done on time. Most importantly, she will respond to every email, text, or phone call promptly. This women is efficient and always one step ahead, and I would recommend her to anyone purchasing a home! Many thanks to Evangeline and Sarah."

Baylee Baer


"Buying your first home is scary, but it’s not so bad when you have Evangeline and her team by your side! They made the process super quick and easy! Forever grateful to have worked with them! ?? Highly recommend working with Team Scott, especially if you are a first time home buyer, you will know you have a supportive, organized, and honest team behind you! ????"

Sandra Reese


"We are so pleased to report what a fantastic job Evangeline did for us as we sold our home of 27 years and bought a new home we are in love with. We were VERY anxious as we had to close our home before we could even make an offer and time frames were tight. At every single point, Evangeline was responsive, helpful and QUICK. We didn’t have even one glitch. Not one! Our loan closed in less than 30 days - which was a Godsend to us. She worked with our agent (also fabulous! Steve Davies from ReMax Gold) so that the sellers had everything they needed as we progressed through each stage. Couldn’t be any happier. You can’t go wrong. Seriously."

Dawn Roberti


"Evangeline, Sarah, and the entire Scott Team, Thank You! Very responsive, extremely prompt and excellent service. The smoothest and fastest refinance we have ever had. Will highly recommend."

Jose Madueno


"Amazing team! This is the third time I've used their services and could not be happier! They've answered all of my questions promptly and communicated all the details I needed to know through the whole process. I have recommended and will continue to recommend their services."

Krystal Garcia


"Evangeline took care of us, like family."

Kimberly Godinez


"Evangeline & Sarah are really the best they provided excellent services! They are great at explaining everything and answering all questions I had as well. They have made my process run so smooth! Previously I have had many bad experiences with my home loan but lucky Evangeline and Sarah came to save the day! I will definitely choose you guys in the future again! Thank you for always keeping me updated keeping me worry-free as a first time home buyer. I highly recommend them and will definitely choose you guys again in the future! Keep up the good work girls!"

Erin Rivas


"Team Scott rocks! They held my hand through a crazy sale/acquisition, and now helped me smoothly sail through a Refi!!"

Kristi Beaufore


"2 home loans and now a refi. Yes Evangeline and team have helped us once again and we keep coming back because she makes it so easy. All we had to do was say what we were looking for in terms of a refi and Evangeline did the rest. Thank you Sarah for the great communication and easy to follow instructions. You guys are the best!"

Aravinth Srinivasan


"Evangeline, Ashley and team provided excellent service and were available to answer my questions throughout the process. They kept me updated periodically and kept me worry-free as a first-time home buyer. I highly recommend them and would definitely pick them another time."

Lynne Culp


"This our second go-round with Evangeline and Sarah. Excellent service, and efficient navigation of all the paperwork involved in home finance. If you dread the process, choose this team and relieve your anxiety."

ERICKA RUCKER


"I am a Real Estate Agent and in my line of work I do many deals. My transaction with Evangeline, Sarah and their team was nothing short of amazing!! They were energetic, timely, efficient and kept myself and my clients updated every step of the way! I highly recommend them if you are looking to get your deal done right!! I look forward to doing more business with them in the future!"

Aaron Mahlman


"Evangeline, Sarah, and her whole team were amazing and so helpful during the entire process! They were great at updating us and keeping us in the loop during every step of the process!"

larisa thompson


"Evangeline and Ashely and there team were so awesome and helpful and really made the loan process easy they explained everything along the way, if your looking for a lender Teamscott is your go to. :)"

kashaya18


"My team at Reliance Home Loan was with me every step of the way. As a first time home buyer, I was particularly grateful for the willingness of Evangeline and Marybeth to keep me posted via email, phone calls and texts. I didnt miss a beat with this team and I highly recommend you become a part of it for all of your home loan needs. My loan was funded today! Thank you Evangeline!"

Tony Hedley


"Incredible people to deal with ! They give No fluff just the facts. Great great communication A+++. Every step of the way my wife and I were given updates from incredible staff. Highly recommend."

shannon tarry


"We've been working with Evangeline and team for too many years to count. Refi last year, new home purchase this year - TOP NOTCH service (always up to date throughout the process) and results. They are the best!"

Chris S


"Evangeline, Marybeth and the rest of the Reliance team have been amazing to work with. They are extremely prompt, professional and helped me close on my home in record time! The complexity of selling a home and buying a home in todays market is daunting and their team made the process as seamless and pain free as possible. I will certainly use their services again :)"

Sara Pearson


"We used Evangeline for our refinance and she made the process so easy. I would definitely recommend her."

Jen Suhd-Brondstatter


"We refinanced with them a year ago and just closed on our current home with them. We love all the wonderful people and had great service. Evangeline and Sarah were so accessible and balanced despite having things change throughout the process."

Wael Hamad


"From start to finish, Evangeline and the team made the process of my first time home purchase a very smooth, easy and stress free process. At the beginning, my family and I were a bit anxious at first because we were relocating from NY to California and wanted to make sure we did not miss any important steps in the process. This instantly changed when we started working with Evangeline & her team! Evangeline and Marybeth were constantly checking in, providing updates, providing assistance, working hard and always made sure we were more than satisfied. They truly exceeded all of our expectations and I am looking forward to working with them in the near future on other deals! Thank you!!! Wael Hamad & Family"

Stefan Costea


"Evangeline and her team are amazing. Very quick to respond and always willing to help. This was my first time doing a refi, and they were very patient, and answered all of my questions."

Janet McDonald


"Evangeline and her team went above and beyond to overcome barriers and complete the process quickly and smoothly."

Max Sanchez


"Evangeline and Sarah were Amazing to work with as I was able to get the best interest rate for a Rental Property. They were very proactive and detailed on what was needed. Any questions I had they were quick to respond. Overall they made this process easy for me and was able to close sooner than expected. Thank You Again Evangeline and Team."

Kevin Mehta


"Evangeline is committed to providing her clients with amazing service! She's easy to reach by phone and email and has a great team to help throughout the purchase transaction. Her loan process is very efficient too. I highly recommend Evangeline and look forward to helping more mutual clients with her!"

Nayeli Macias-Singh


"My wife and I have been working with Evangeline and her team for years now, not only for our first loan, but a second one as well. Not only did she assist us though, she also assisted my parents with their house loan, and my parents just got the keys to their first home yesterday! My parents aren't computer literate so I was their point of contact for much of their email exchanges and when they requested documents. Through out the whole process Evangeline, and Marybeth were amazing and understanding, and very very patient as well. We highly recommend Reliance Home Loans and her team. Many many thanks, especially from my parents Lucio & Elvira."

Louella Landicho


"Evangeline and her team are amazing! Our entire refinance process went so fast, smooth, and efficient. It was completed within 3 weeks! We love their impressive communication system and "Tuesday Update". They worked so hard to get everything done on time. Very professional, knowledgeable, and helpful. We highly recommend Team Scott! Thank you Team Scott! Woop Woop!!!"

Michelle Silva


"Evangeline and her team were Amazing to work with. Not only did they give us the best price but they worked their magic to make everything go so smoothly and fast. Evangeline and Sarah always kept us up to date and made the process so easy. I highly recommend the Scott team."

Lori Lasley


"I've worked with Evangeline and her awesome team on more than one transaction, and it's always a pleasure. She's very professional, quite knowledgeable, and my buyer clients have been extremely satisfied with their lending experience. Evangeline is proactive from day one. When I submit an offer on behalf of my client, she sends a follow-up email to the listing agent to let him/her know how easy the transaction will go if their sellers accept our offer. She keeps everyone looped in on the transaction on a regular basis - all deadlines and phases of the process - so there is no guesswork, and she's always available to answer any questions along the way. Couldn't more highly recommend her! Lori Lasley Keller Williams Capital Valley"

Crystal Cunningham


"Very knowledgeable and sweet! You can tell she cares about her clients."

Jacob Cunningham


"Spoke with Evangeline about our plans for purchasing. She was super helpful, knowledgeable, friendly and honest."

Jame Eiserman


"Evangeline and her team are amazing. They make refinancing so easy and worry free. I have recommended her to everyone I know looking to get a mortgage or refi and they all agree."

Jessica Ward


"Evangeline was referred to me by a good friend. I am so thankful! My refi was a complicated one to say the least and She and her team worked through many scenarios to make it work exactly how I needed it to. The process was simple, even during a pandemic! All of my questions were answered and I was always made to be completely comfortable. I HIGHLY recommend Reliance. Thank you Team Scott , Evangeline and Sarah - Woop Woop!"

Becky Martin


"Evangeline and her team helped me with the original purchase of my home four years ago. At that time, she earned my trust that she knows her stuff. When I recently decided to inquire whether it was a good idea to refinance my loan, I went right back to Evangeline. The website for initial information and document entry had a glitch, but Evangeline helped behind the scenes. As mentioned by others, the communication is very timely, so you always know the status of your loan and aren't left guessing. If you want to work with someone you can trust, I highly recommend Evangeline."

Darla Ray


"We were referred to Evangeline by multiple co- workers who had gone though the process with her team and they were always very satisfied. Our experience was no different. Evangeline and her team were fast and efficient and the communication was amazing. Our refinance process was quick, painless and we got an amazing rate saving us a substantial amount of money. I will recommend Evangeline and her team to anyone looking to refinance their home and I would definitely use them again if we ever needed to."

Sue Christensen


"10 stars really!! We have worked with Evangeline and team multiple times through the years and always will. The communication does it for me! Our first home loan was SO tricky and they made it happen. Fast forward to last December. Our loan was crazy easy. Which was a real blessing because the purchase of our home was a little bit of a nightmare, so thank goodness the Reliance team made the finance side so awesome. They worked so hard to get the timing of all the things done! And a special shout out to Mary Beth!! Thank you for being there EVERY single time I needed help."

Frank Dittrich


"Evangeline, Marybeth and the Reliance team helped me close on my first home! I am very happy with the service they provided. They helped me move fast and were very helpful every step of the way."

Eric Marshall


"Did someone say “amazing”? Evangeline and her team we’re able to help us close fast. We communicated on the regular especially after we went under contract. I loved her “Tuesday updates” which painted the picture for us about where we were in the process. It was so refreshing to have the over-communication from her team, compared with the utter lack of communication and help we received from our title company. Two different parts of the process, but it shows how much good communication matters and Evangeline’s is TOP NOTCH!!! When we go to buy our next home, Evangeline will be one of our very first calls :)"

James Snook


"Just closed our refinance savings hundreds each month. The team at Reliance was on task and kept everything on track to complete the process. They picked up docs and returned after making copies. Actually we had it all completed and the signing of the closing docs was done in our home with their mobile notary. We appreciate the savings and professionalism. Jim & Renee"

Clayton Sattelmayer


"The Reliance Home Loans Team and Evangeline made the home buying process go so smoothly. They were clear about what was needed from us and helped us close in two weeks! They are amazing to work with and have your best interests in mind."

Jax


"Ms. Scott is the best at the refi of my residence! An acquaintance specifically recommended Ms. Scott and she handled this refi process in record time! I have recommended her and will continue to do so with friends and family. I thank her for the OUTSTANDING refinance process services."

Steven Carda


"This is the second time that I have used Evangeline and her team! She helped us purchased our home 5 years ago and now with refinancing our home. Her team makes the processes very easy, while ensuring we are educated and informed about all steps and decisions. I highly recommend Team Scott!"

Eleanor Averitt


"This is the second time I have used Evangeline Scott and her team. Communication was excellent. Patient and helpful with any questions I had. Updates were timely. Fast and efficient. All "paperwork" that was done online was easy to understand. Overall I give Evangeline Scott and her team a 5+"

heather ball


"We were referred to Evangeline by a co- worker who has gone though her process a few times over the years and they were always very satisfied. Our experience was no different Evangeline and her team were fast and efficient. The entire refinance process took less than 4 weeks, we got an amazing rate and some cash out to do some home repairs. I will recommend Evangeline and her team to anyone looking to refinance their home and I would definitely use them again if we ever needed to."

Teri Silva


"We have worked with Evangeline since 2015 when we bought our home. We did a refi with her in 2018 and it was a great experience. Then 2 weeks ago I finally decided to take advantage of the great rates and today our refi is done. The communication was amazing every step of the way. I highly recommend Evangeline and her team. We worked closely with Sarah as well and she was a rockstar just like Evangeline! Everything was simple and easy. I’m glad I went ahead and asked if it would be a good deal for us. We got a great rate and saving money each month."

Ella Perez


"Dealing with its Evangeline and her team was very easy. The word I used often during the process was “effortless” Great communication, clear instruction, follow ups, all means of communications - phone calls, texts, emails. And very knowledgeable team. Thank you!"

Dean Rinker


"We've been working with Evangeline and her team for many years now. They handle our personal loans and the loan of our clients (we're Realtors). They are always professional and supportive from beginning to end. Their ongoing communication is excellent and they're always available to answer questions. We will continue to work with them and continue to refer our clients."

Nery Cardiel


"Evangeline and here team are the BEST! They helped us purchase our home in 2018 and again this year refinancing that same home. She was able to get us an amazing unbelievable interest rate of 1.999% at only 15 years! Their process is always fast and efficient. They keep you up to date on every single step of the way and respond to any questions immediately either via email or text. My wife and I have recommended her to many of our friends and all have had great experience. If you’re looking for a great team stop looking because you will not find nothing better than them."

Samantha Stone Avneri


"Working with Evangeline and her team is truly the best. They get an A+ for communication as you are always in the loop on where you stand and they're all quick to answer questions. A+ for efficiency - in our few experiences with the team, we've always closed early. A+ for friendliness - this team really loves what they do and they show it! We appreciate how kind, helpful, and knowledgeable everyone is."

Janet Gates


"Evangeline and Sarah are amazing! This is the second time they have helped me. They know what they are doing and are well prepared and help you every step of the way. They are professional, informative, educated and I don't think that anyone could do their job better!"

Jamie Garcia


"What can I say that hasn't already been said. I called Evangeline about refinancing my home and within two weeks , thanks to Sarah and Evangeline, my refinance was completed. It was so easy and quick. I can't thank you enough for your professionalism and kindness. Thank you again!"

Mike Tang


"I just refinanced my house with Evangeline and team. it was a very good experience and smooth process I recommend them and will reach out to them again if needed. very happy with there professionalism. thank you so much."

The Dude


"Evangeline and Ashley did a great job of helping me purchase my first single family home. They were clear, concise and offered constant communication to let me know where we were in the process. I didn't feel like it was a chore to give them the information they needed. Thanks again Team Scott."

Nate Wells


"Evangeline is an excellent mortgage professional. She was always quick to respond to calls/texts and kept me updated throughout the escrow process. Highly recommend ????"

Heather Ball


"We were referred to Evangeline by a co- worker who has gone though her process a few times over the years and they were always very satisfied. Our experience was no different Evangeline and her team were fast and efficient. The entire refinance process took less than 4 weeks, we got an amazing rate and some cash out to do some home repairs. I will recommend Evangeline and her team to anyone looking to refinance their home and I would definitely use them again if we ever needed to."

Michael Shattuck


"Evangeline and her team helped me with the original purchase of my home four years ago. At that time, she earned my trust that she knows her stuff. When I recently decided to inquire whether it was a good idea to refinance my loan, I went right back to Evangeline. The website for initial information and document entry had a glitch, but Evangeline helped behind the scenes. As mentioned by others, the communication is very timely, so you always know the status of your loan and aren't left guessing. If you want to work with someone you can trust, I highly recommend Evangeline."

CC from St Pete


"Very knowledgeable and sweet! You can tell she cares about her clients. "

Heather Peek-Ball


"We just finished refinancing our mortgage with Evangeline and her amazing team. The entire process was less than 4 weeks and the communication was outstanding. I would recommend her to anyone. We really appreciate everything she did for us."

Paula Grajeda


"Professional and patient, I would recommend Evangeline to EVERYONE!!"

Teri Silva


"We have worked with Evangeline since 2015 when we bought our home. We did a refi with her in 2018 and it was a great experience. Then 2 weeks ago I finally decided to take advantage of the great rates and today our refi is done. The communication was amazing every step of the way. I highly recommend Evangeline and her team. We worked closely with Sarah as well and she was a rockstar just like Evangeline! Everything was simple and easy. I’m glad I went ahead and asked if it would be a good deal for us. We got a great rate and saving money each month."

Nery Cardiel


"Evangeline and here team are the BEST! They helped us purchase our home in 2018 and again this year refinancing that same home. She was able to get us an amazing unbelievable interest rate of 1.999% at only 15 years! Their process is always fast and efficient. They keep you up to date on every single step of the way and respond to any questions immediately either via email or text. My wife and I have recommended her to many of our friends and all have had great experience. If you’re looking for a great team stop looking because you will not find nothing better than them."

Janet Gates


"Evangeline and Sarah are amazing! This is the second time they have helped me. They know what they are doing and are well prepared and help you every step of the way. They are professional, informative, educated and I don't think that anyone could do their job better!"

Ella Perez


"Dealing with its Evangeline and her team was very easy. The word I used often during the process was “effortless” Great communication, clear instruction, follow ups, all means of communications - phone calls, texts, emails. And very knowledgeable team. Thank you!"

Alyssa Urban


"Simply put, Evangeline, and her team (especially Sarah!!), are excellent at what they do! I felt very supported during the entire process and was updated of what was occurring at every step in the process. Their team was always responsive, punctual and efficient during the entire process. I highly recommend this team for any home loan needs!! :)"

Sam Stone


"Working with Evangeline and her team is truly the best. They get an A+ for communication as you are always in the loop on where you stand and they're all quick to answer questions. A+ for efficiency - in our few experiences with the team, we've always closed early. A+ for friendliness - this team really loves what they do and they show it! We appreciate how kind, helpful, and knowledgeable everyone is."

Dean Rinker


"We've been working with Evangeline and her team for many years now. They handle our personal loans and the loan of our clients (we're Realtors). They are always professional and supportive from beginning to end. Their ongoing communication is excellent and they're always available to answer questions. We will continue to work with them and continue to refer our clients."

Kristi Buckner


" Evangeline is my absolute go-to for my clients! Her stellar communication and her ability to streamline and explain the loan process makes even complicated transactions run smoothly. Her whole team is outstanding and she obviously leads by example! Everyone is so helpful, friendly, professional and educated. So knowledgeable, she REALLY knows her stuff! She has helped so many of my clients who all but gave up the hope of buying a home become homeowners and she goes to the ends of the earth to help people reach their goals!"

Jami Kennedy


"Amazing experience. Knowledgeable staff."

Renee Friedrich


"We have been working with Evangeline and her team since 2004! She has done loans for us personally and for countless clients. Her ability to always have amazing customer service and attention to detail combined with a heart to give back to our community in so many ways are just a couple of the ways that she stands out as one of the best mortgage lenders that we have had the pleasure of working with. If you are looking for someone that cares for her clients, is innovative and creative with finding solutions when other's cannot and always goes above and beyond for clients, agents and the community, Evangeline and her team should be your choice!"

Jenni Ko


"I’ve worked with Evangeline over the past 8 years in the real estate field. Her communication is the best along with her care for clients & everyone involved in the transaction. She goes above and beyond every time to make sure we meet all timelines while in escrow and helps many organizations throughout our local community. Not only does she help our Veterans here locally in many ways she also has donated hundreds of wheelchairs to families in need with no ability to walk or purchase one themselves. Thank you Evangeline for all you do in and out of the real estate field!"

Steve Heard


"Evangeline is an experienced, organized professional loan officer with a great team supporting her. She has helped many of my clients, family and friends purchase or refinance homes over the 10 or so years I've known her. In addition to her excellence in service, she also serves the community, sponsoring charitable events, and supporting local businesses. She is an asset to our community and our profession."

Amy Garcia


" Just first and foremost, Evangeline is by FAR the most giving human on this earth. Do a bit of research..... That being said, my husband and I were invited to a dinner at their house with the only plans for it being to actually HELP VETERANS. Wrong person to put that on and blast the hardworking business that is so incredibly hard to survive in during this time. I will always and forever trust Phil and Evangeline with any home needs we will have and challenge anyone that states otherwise. Bring it."

Michelle McCauley


"Evangeline and her team are simply amazing. Everyone on the team is knowledgeable, organized, quick and efficient. We highly recommend TEAM SCOTT!"

Renee Friedrich
Folsom, California


"We have been working with Evangeline and her team since 2004! She has done loans for us personally and for countless clients. Her ability to always have amazing customer service and attention to detail combined with a heart to give back to our community in so many ways are just a couple of the ways that she stands out as one of the best mortgage lenders that we have had the pleasure of working with. If you are looking for someone that cares for her clients, is innovative and creative with finding solutions when other's cannot and always goes above and beyond for clients, agents and the community, Evangeline and her team should be your choice!"

Mark Korte


"We financed with Evangeline and cannot say enough about her and her staff. It was nice to be told something and have confidence that it will come to fruition. 5 star service!"

Ila Parisek


"Great customer service and a great rate! Can’t go wrong with Evangeline Scott. "

Michele Eamer


"My husband and I bought our house through finance of America/Evangeline Scott last year and now this year we refinance our home through them . it was so easy they are so respectful and honest and so easy. she has a great crew of people that help her .always letting you know what's going on and any questions you have will always be answered. we are so lucky to have been guided to finance of America/Evangeline Scott. I think you Evangeline her amazing family and crew for making my life easier . I will and have directed people in her direction..you are the best Evangeline. thank you for everything ... "

Kurt Scharfenberg


"Evangeline is a real joy to work with and makes the process seem easy I thank her for all the help and honesty"

Danielle Noll Rider


"I just purchased a home through this company and my amazing realtor Lucy Righini, and it was an absolute pleasure! Very easy, answered all of my silly questions and made everything a breeze! This is the only team I will send my friends too! Thanks so much! "

Rachel Kane


"I would have been lost without Evangeline and her team! I cannot put into words how competent, professional and patient she was during the ENTIRE process. I would recommend her to anyone and everyone! On top of being probably one of the best lenders I have met (even my mother who is a real estate agent for over 30 years said Evangeline is really good at what she does), she has the biggest heart and an amazing human! Thank you Evangeline and team for everything!"

Amber Wells


"I have purchased two homes through evangeline and about to purchase our third home through her. She’s amazing. She hires an amazing staff that makes you feel at home!! Definitely recommend her!! She’s the best out there!! "

Jeff Imahara


"Evangeline and her team are awesome! They’re all very personable and professional! They know how to get things done! I’ve used Team Scott as my preferred lender and she just helped me with my own loan. ???? Plus she loves fireball ???? What’s not to love?"

Caitlin Lovin


"Team Scott was simply amazing through our home buying process. Evangeline and her team are so easy to work with. They walk you through the process step-by-step and provide the best client experience. Their follow up with the real estate agents, after we submitted an offer, helped get us our home!! Team Scott is where it's at!!!"

Lee Anne Costea-Schall


"She is Truly the Best lender I have Ever worked with and I have been a full-time Realtor for almost 20 years."

Sherri Walker


"Heads and tails above the rest. Superior customer service "

Toolie Younger


"Awesome experience. Amazing customer experience and superior expertise."

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+19164960160

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We've been helping customers afford the home of their dreams for many years and we love what we do.

NMLS: 243997

www.nmlsconsumeraccess.org

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2600 East Bidwell #235
Folsom, CA 95630
Phone: +19164960160
e@teamscottloans.com

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