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logo
  • Home
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  • +19164960160
logo
  • Home
  • Home Purchase
  • Refinance
  • Apply Now
  • Calculators
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    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Online Forms
    • FAQ
  • About
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Recent Articles

Is 7% The New Normal? What I'm Telling Buyers Waiting for 6%
Sep
21
2026
Is 7% The New Normal? What I'm Telling Buyers Waiting for 6%
Is 7% the new normal for mortgage rates? It is too early to say. But buyers waiting for rates to reach 6% may be waiting longer than expected. While lower rates would be welcome, making a homebuying decision based on one specific rate target can create missed opportunities. One common...
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Getting Ready to Buy Your First Home? What To Do First in 2026!
Sep
14
2026
Getting Ready to Buy Your First Home? What To Do First in 2026!
Buying your first home is exciting, but preparation should come before house hunting. Think of buying a home like planting an oak tree. You test the soil, build strong roots, and then give it room to grow. The same idea applies to homebuying. The stronger your preparation, the better...
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Is It a Condo or a Townhouse?
Sep
08
2026
Is It a Condo or a Townhouse?
From the street, a townhouse and a condominium can look almost identical. Both may feature attached walls, private entrances, garages and multiple levels. But when it comes to buying and financing the property, what matters is not necessarily what the home looks like. It is how the...
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Ignite Buyer Frenzy: Price Your Home Right from Day One
Aug
31
2026
Ignite Buyer Frenzy: Price Your Home Right from Day One
When selling a home, it can be tempting to start with a high asking price and leave plenty of room for negotiation. The problem is that today's buyers are not browsing the market randomly. Most are shopping within very specific price ranges based on their income, available cash, monthly...
Read More...
Why August-to-Winter Is the Ultimate Buyer Negotiation Window
Aug
24
2026
Why August-to-Winter Is the Ultimate Buyer Negotiation Window
If buying a home is on your 2026 radar, the period from August through winter deserves serious attention. While spring and early summer often bring the most buyer activity, the market can become more favorable to buyers as the year progresses. With kids back in school, vacations winding...
Read More...
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About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 243997
www.nmlsconsumeraccess.org

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2600 East Bidwell #235, Folsom, CA 95630
Phone: 916-496-0160
e@teamscottloans.com

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